Job guide 2026 ₹4L - ₹25L per year (varies by experience and company) Chennai

Credit Analyst Jobs in Chennai

Salary insights, live openings, and career resources for Credit Analyst roles in Chennai.

Updated 2026 · Verified listings · 10 live openings

Salary

₹4L - ₹25L per year (varies by experience and company)

Live Openings

10+

Location

Chennai

Live openings

Real listings from job boards · Click to apply directly

A

Credit Analyst- Banking

Axis Bank

Chennai, INFull-time
Apply
C

Analyst - Trade Finance Operations

Crisil

Chennai, INFull-time
Apply
Y

Lead Credit Analyst

Yubi Markets

Chennai, INFull-time
Apply
7 more openings available

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Looking for Credit Analyst jobs in Chennai in 2026? Chennai, known as the SaaS capital, offers excellent opportunities for Credit Analyst professionals. With major employers in OMR, Tidel Park, Sholinganallur, the demand for skilled Credit Analysts continues to grow across industries.

Credit Analyst Salary in Chennai (2026)

Salary benchmarks for Credit Analyst positions in Chennai, based on 2026 market data:

Experience Level Annual Salary (CTC) What's Expected
Entry Level (0-2 Yrs) ₹3.5L-₹6L Strong in Credit Analyst-specific Financial Analysis and Risk Management
Mid Level (3-6 Yrs) ₹7L-₹15L Independent delivery, Regulatory Compliance expertise
Senior Level (7+ Yrs) ₹18L-₹40L+ Leadership, Accounting Standards mastery, strategic impact

💡 Salary Boost Tip: Certifications like CA (Chartered Accountant) or CFA can increase your package by 15-30%.

Top Skills Required for Credit Analyst in Chennai

Core Technical Skills

  • Credit Analyst-specific Financial Analysis
  • Risk Management
  • Regulatory Compliance
  • Accounting Standards
  • Excel & Modeling

Advanced & Emerging Skills

  • Attention to Detail
  • Tally/SAP FICO
  • GST/Tax Knowledge
  • Investment Planning
  • Auditing

Essential Tools & Software

Excel (Advanced)Tally ERP 9SAP FICOBloomberg TerminalQuickBooks

Top Companies Hiring Credit Analysts in Chennai

HDFC Bank
ICICI Bank
SBI
Kotak Mahindra
Axis Bank
Goldman Sachs
JP Morgan
Deloitte
EY
PwC

These companies regularly post Credit Analyst openings in Chennai. Use our AI Resume Builder to create an ATS-optimized resume tailored for these employers.

Interview Questions for Credit Analyst in Chennai

Q1: Walk me through your process for financial forecasting.
Pro Tip: Historical data analysis, market trends, assumptions, scenario modeling, sensitivity analysis.
Q2: Explain a complex financial concept in simple terms.
Pro Tip: Choose something like NPV or compound interest. Show you can communicate with non-finance stakeholders.
Q3: How do you assess credit risk?
Pro Tip: 5 C's of credit: Character, Capacity, Capital, Collateral, Conditions.
Q4: How do you stay updated with financial regulations?
Pro Tip: RBI circulars, SEBI updates, industry newsletters, professional development courses.

Credit Analyst Career Path in India

Junior Credit Analyst Credit Analyst Senior Credit Analyst Lead Manager Director

A Day in the Life of a Credit Analyst in Chennai

Working as a Credit Analyst in Chennai (the SaaS capital), your typical day revolves around analyzing financial data, managing portfolios, or ensuring regulatory compliance. Accuracy is paramount as you prepare reports, audit accounts, or advise clients on investment strategies. End of month/quarter is especially intensive.

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Market snapshot — Credit Analyst in Chennai

Salary Range

₹4L - ₹25L per year (varies by experience and company)

EntryMidSenior

Key Skills to Highlight

Data AnalysisSQLExcelPython/RVisualizationCommunication
Use these skills in your resume

Frequently Asked Questions

What is the average salary for Credit Analyst in Chennai in 2026?

Credit Analyst salaries in Chennai range from ₹3.5L-₹6L for entry-level to ₹18L-₹40L+ for senior professionals in 2026. Companies in OMR, Tidel Park, Sholinganallur typically offer competitive packages. Holding certifications like CA (Chartered Accountant) can boost your salary by 15-30%.

What skills are most in-demand for Credit Analyst in Chennai?

The top skills employers in Chennai look for in Credit Analysts include: Credit Analyst-specific Financial Analysis, Risk Management, Regulatory Compliance, Accounting Standards, Excel & Modeling. Additionally, familiarity with tools like Excel (Advanced), Tally ERP 9, SAP FICO gives you a competitive edge.

Which companies in Chennai are hiring Credit Analysts?

Major employers for Credit Analysts in Chennai include HDFC Bank, ICICI Bank, SBI, Kotak Mahindra, Axis Bank. Check their career pages and job boards like LinkedIn, Naukri, and Indeed for the latest openings.

How do I prepare for a Credit Analyst interview in Chennai?

Focus on: Walk me through your process for financial forecasting.; Explain a complex financial concept in simple terms.. Practice with ResumeGyani's AI Mock Interview tool. Use the STAR method for behavioral questions and be ready with examples that showcase your Credit Analyst-specific Financial Analysis and Risk Management expertise.

Is Chennai a good city for Credit Analyst careers?

Yes! Chennai (the SaaS capital) has a strong job market for Credit Analysts. Key hiring hubs include OMR, Tidel Park, Sholinganallur. The cost of living is relatively moderate compared to metros like Mumbai and Bangalore.

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