Job guide 2026 ₹4L - ₹25L per year (varies by experience and company) Kolkata

Credit Analyst Jobs in Kolkata

Salary insights, live openings, and career resources for Credit Analyst roles in Kolkata.

Updated 2026 · Verified listings · 10 live openings

Salary

₹4L - ₹25L per year (varies by experience and company)

Live Openings

10+

Location

Kolkata

Live openings

Real listings from job boards · Click to apply directly

H

Analyst, BCO CoE - - Credit Analysis Unit

HSBC

Kolkata, INFull-time
Apply
S

Associate - Credit Analyst (Kolkata)

Standard Chartered

Kolkata, INFull-time
Apply
D

Credit Analyst (Freelancer) (Kolkata)

Deccan AI Experts

Kolkata, INFull-time
Apply
7 more openings available

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Looking for Credit Analyst jobs in Kolkata in 2026? Kolkata, known as the cultural and IT hub, offers excellent opportunities for Credit Analyst professionals. With major employers in Salt Lake Sector V, New Town, Park Street, the demand for skilled Credit Analysts continues to grow across industries.

Credit Analyst Salary in Kolkata (2026)

Salary benchmarks for Credit Analyst positions in Kolkata, based on 2026 market data:

Experience Level Annual Salary (CTC) What's Expected
Entry Level (0-2 Yrs) ₹3.5L-₹6L Strong in Credit Analyst-specific Financial Analysis and Risk Management
Mid Level (3-6 Yrs) ₹7L-₹15L Independent delivery, Regulatory Compliance expertise
Senior Level (7+ Yrs) ₹18L-₹40L+ Leadership, Accounting Standards mastery, strategic impact

💡 Salary Boost Tip: Certifications like CA (Chartered Accountant) or CFA can increase your package by 15-30%.

Top Skills Required for Credit Analyst in Kolkata

Core Technical Skills

  • Credit Analyst-specific Financial Analysis
  • Risk Management
  • Regulatory Compliance
  • Accounting Standards
  • Excel & Modeling

Advanced & Emerging Skills

  • Attention to Detail
  • Tally/SAP FICO
  • GST/Tax Knowledge
  • Investment Planning
  • Auditing

Essential Tools & Software

Excel (Advanced)Tally ERP 9SAP FICOBloomberg TerminalQuickBooks

Top Companies Hiring Credit Analysts in Kolkata

HDFC Bank
ICICI Bank
SBI
Kotak Mahindra
Axis Bank
Goldman Sachs
JP Morgan
Deloitte
EY
PwC

These companies regularly post Credit Analyst openings in Kolkata. Use our AI Resume Builder to create an ATS-optimized resume tailored for these employers.

Interview Questions for Credit Analyst in Kolkata

Q1: Walk me through your process for financial forecasting.
Pro Tip: Historical data analysis, market trends, assumptions, scenario modeling, sensitivity analysis.
Q2: Explain a complex financial concept in simple terms.
Pro Tip: Choose something like NPV or compound interest. Show you can communicate with non-finance stakeholders.
Q3: How do you assess credit risk?
Pro Tip: 5 C's of credit: Character, Capacity, Capital, Collateral, Conditions.
Q4: How do you stay updated with financial regulations?
Pro Tip: RBI circulars, SEBI updates, industry newsletters, professional development courses.

Credit Analyst Career Path in India

Junior Credit Analyst Credit Analyst Senior Credit Analyst Lead Manager Director

A Day in the Life of a Credit Analyst in Kolkata

Working as a Credit Analyst in Kolkata (the cultural and IT hub), your typical day revolves around analyzing financial data, managing portfolios, or ensuring regulatory compliance. Accuracy is paramount as you prepare reports, audit accounts, or advise clients on investment strategies. End of month/quarter is especially intensive.

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Market snapshot — Credit Analyst in Kolkata

Salary Range

₹4L - ₹25L per year (varies by experience and company)

EntryMidSenior

Key Skills to Highlight

Data AnalysisSQLExcelPython/RVisualizationCommunication
Use these skills in your resume

Frequently Asked Questions

What is the average salary for Credit Analyst in Kolkata in 2026?

Credit Analyst salaries in Kolkata range from ₹3.5L-₹6L for entry-level to ₹18L-₹40L+ for senior professionals in 2026. Companies in Salt Lake Sector V, New Town, Park Street typically offer competitive packages. Holding certifications like CA (Chartered Accountant) can boost your salary by 15-30%.

What skills are most in-demand for Credit Analyst in Kolkata?

The top skills employers in Kolkata look for in Credit Analysts include: Credit Analyst-specific Financial Analysis, Risk Management, Regulatory Compliance, Accounting Standards, Excel & Modeling. Additionally, familiarity with tools like Excel (Advanced), Tally ERP 9, SAP FICO gives you a competitive edge.

Which companies in Kolkata are hiring Credit Analysts?

Major employers for Credit Analysts in Kolkata include HDFC Bank, ICICI Bank, SBI, Kotak Mahindra, Axis Bank. Check their career pages and job boards like LinkedIn, Naukri, and Indeed for the latest openings.

How do I prepare for a Credit Analyst interview in Kolkata?

Focus on: Walk me through your process for financial forecasting.; Explain a complex financial concept in simple terms.. Practice with ResumeGyani's AI Mock Interview tool. Use the STAR method for behavioral questions and be ready with examples that showcase your Credit Analyst-specific Financial Analysis and Risk Management expertise.

Is Kolkata a good city for Credit Analyst careers?

Yes! Kolkata (the cultural and IT hub) has a strong job market for Credit Analysts. Key hiring hubs include Salt Lake Sector V, New Town, Park Street. The cost of living is relatively moderate compared to metros like Mumbai and Bangalore.

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