SBI Interview Questions & Answers 2026
SBI PO interview preparation guide with frequently asked questions in personal interview round for Probationary Officer.
Quick Overview — SBI Interviews 2026
- Total questions covered: 5+ across all rounds
- Interview rounds: Preliminary Exam → Mains Exam → Group Discussion → Personal Interview
- Question types: HR, Banking Knowledge, Situational
- Difficulty: PO, Clerk, SO
SBI Interview Process
The typical SBI interview process consists of 4 rounds. Understanding each round helps you prepare strategically.
How to Prepare for SBI Interview
Follow this structured preparation plan to maximize your chances at SBI.
Week 1-2: Fundamentals
Review core concepts for your role. For technical roles, practice DSA (LeetCode medium). For non-tech, review domain fundamentals and SBI's business model.
Week 3: Company Research
Study SBI's products, recent news, culture values, and competitors. Prepare your "Why SBI?" answer with specific examples.
Week 4: Mock Practice
Do 3-5 mock interviews using our AI Interview Gyani tool. Practice explaining your projects and past experiences using the STAR method.
Final Days: Review & Rest
Review these 5+ questions and answers. Prepare 5-6 questions to ask the interviewer. Get proper rest the night before.
Top SBI Interview Questions with Expert Answers
HR Questions(1 questions)
Q1. Why do you want to join SBI?
EasyView Expert Answer
Mention SBI's legacy as India's largest bank, career growth opportunities, job security, nation-building role, and your passion for banking sector.
Banking Knowledge Questions(3 questions)
Q1. What is NPA? How does it affect banking?
MediumView Expert Answer
Non-Performing Asset is a loan where principal or interest is overdue for 90+ days. Affects bank profitability, capital adequacy ratio, and lending capacity. RBI's AQR framework addresses NPAs.
Q2. Explain the current monetary policy of RBI
MediumView Expert Answer
Cover repo rate, reverse repo rate, CRR, SLR, and recent policy decisions. Discuss impact on inflation, growth, and banking sector. Reference latest RBI MPC meeting outcomes.
Q3. What is financial inclusion?
EasyView Expert Answer
Financial inclusion means providing affordable financial services to all sections of society. SBI's role: Jan Dhan Yojana, MUDRA loans, Aadhaar-enabled services, mobile banking.
Situational Questions(1 questions)
Q1. How would you handle an angry customer?
EasyView Expert Answer
Listen actively, empathize, apologize for inconvenience, find solution within bank policies, escalate if needed, follow up to ensure satisfaction.
Pro Tips from Past SBI Candidates
Use the STAR method consistently
Structure every behavioral answer as Situation → Task → Action → Result. Interviewers are trained to evaluate STAR responses.
Ask thoughtful questions at the end
Ask about SBI's upcoming projects, team culture, or growth trajectory. Never ask about salary/benefits in the first round.
Research recent company news
Mention SBI's recent product launches, earnings, or industry moves in your answers. It shows genuine interest.
Prepare your 'Why this company?' answer
Don't give generic answers. Be specific: 'I admire SBI's [specific project/initiative] because...' with personal connection.
Follow up with a thank-you email
Send a brief, personalized thank-you within 24 hours referencing specific discussion points. It sets you apart from 90% of candidates.
Common Mistakes to Avoid
Practice These Questions with AI
Get instant feedback on your answers with our AI-powered mock interview tool. Practice SBI interview questions with real-time evaluation and scoring. Used by 50K+ candidates.
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